Finding profitable real estate deals is the foundation of a successful investment strategy, whether you’re a beginner or a seasoned investor. The challenge? Competition is fierce, and good deals don’t last long. That’s why knowing where to look—and how to generate leads—is essential. In this blog, we’ll cover multiple ways to find real estate deals, […]
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Creating a Personal Balance/Financial Sheet (Simplified)
Creating a personal balance and finance sheet doesn’t have to be complicated. Here is a simplified step-by-step guide! Step 1: Find a large sheet of paper, a notebook, or open a new document on your computer. Step 2: Write down all the things you own that have value. This might include: 1. Cash in your […]
Pros & Cons of Investing
Investing is a strategy used to grow wealth over time, but it comes with its own set of advantages and disadvantages. Here are some pros and cons of investing. Pros of Investing: Diversification: By spreading your investments across different asset classes (e.g., stocks, bonds, real estate), you can reduce risk. Diversification can help protect your […]
Unspoken of Costs Apart from Closing Costs, When Buying Real Estate
We know all about closing costs but there are other expenses to consider when purchasing a property. These additional expenses are; 1) Inspection Fees, 2) Appraisal Fees, 3) Application fees, 4) Credit Report fees, 5) Loan origination Fees, 6) Underwriting fees, 7) Private Mortgage Insurance fees, and 8) Mortgage Points. These fees can vary depending […]
Closing Costs
Closing costs can be intimidating, but once you decide to take that step towards purchasing or selling a home, you’re already half way there. As long as you educate yourself, and make sure to research the professionals you will be using you will be fine. Now go out there and get it!!!!! We are not […]
Promote Positive Mental Health Through Creating a Self-Care Friendly Home
Create a space that makes you think “I can’t wait to get home!” 1) Declutter- Organizing and decluttering your home makes it so much easier to look after and maintain. Having too much stuff not only clutters your space but becomes visually distracting. Getting rid of junk relieves stress for many people by providing a […]
Get Pre-Approved!
We all work for a reason, our “why”! Within that “why” the ultimate dream is to be a homeowner. If you’re already blessed to say you are then you can say you did it! But if not then this is when the work begins. After reviewing all of your assets, liabilities, finances, and your credit, […]
CREDIT
As shared in our previous blogs being on top of your assets, liabilities, and personal balance sheets is vital, but knowing about and your credit score is just as crucial. Credit is the trust between two parties, where one provides goods or services in which the other does not pay immediately but promises to repay […]
Composing a Personal Finance/Balance Sheet
Once you understand what assets and liabilities are, you can begin to organize yourself. A common tool used to organize your assets and liabilities is referred to as a Personal Balance sheet. The 1st step towards composing a Personal Balance sheet is listing all of your Assets (items of value you own) Be sure to […]
Assets VS Liabilities
While living our daily lives we really don’t know what in them are considered assets, and what are considered liabilities. The best way to figure that out is to know what an “asset” or “liability” mean and what each can be, in association to your life.