We know all about closing costs but there are other expenses to consider when purchasing a property. These additional expenses are; 1) Inspection Fees, 2) Appraisal Fees, 3) Application fees, 4) Credit Report fees, 5) Loan origination Fees, 6) Underwriting fees, 7) Private Mortgage Insurance fees, and 8) Mortgage Points. These fees can vary depending […]
Author Archives: Tracey Perez
Promote Positive Mental Health Through Creating a Self-Care Friendly Home
Create a space that makes you think “I can’t wait to get home!” 1) Declutter- Organizing and decluttering your home makes it so much easier to look after and maintain. Having too much stuff not only clutters your space but becomes visually distracting. Getting rid of junk relieves stress for many people by providing a […]
Composing a Personal Finance/Balance Sheet
Once you understand what assets and liabilities are, you can begin to organize yourself. A common tool used to organize your assets and liabilities is referred to as a Personal Balance sheet. The 1st step towards composing a Personal Balance sheet is listing all of your Assets (items of value you own) Be sure to […]